Southfield Chapter 13 Bankruptcy Attorney
Oakland Count Debt Relief Lawyer
Chapter 13 bankruptcy is for people who earn a steady income but are having a difficult time keeping up with mortgage payments, car payments or other high interest loans. Instead of completely liquidating assets, Chapter 13 offers debtors a chance to repay some or all of their debts over a 36-to-60 month period.
At Danton & Smyk, we are adept and focused on handling all aspects of Chapter 13 bankruptcy and seek manageable debt consolidation for all of our clients.
Are you thinking about filing for Chapter 13 bankruptcy? Contact our Southfield Chapter 13 bankruptcy lawyer today online or by phone at 1-888-858-7135 to set up your free initial consultation. We serve clients throughout the Detroit metropolitan area.
Is Chapter 13 Bankruptcy Right for You?
Under Chapter 13 bankruptcy, you are required to pay a portion of your debt — depending on your circumstances, your unsecured creditors will receive as little as nothing, or as much as 100 percent. Your debt will be restructured into a payment plan that you will be required to pay off over a period of three-to-five years.
We will thoroughly review your financial situation to determine if Chapter 13 bankruptcy is the right option for you. Consider the following questions, outlining the benefits of filing for Chapter 13 bankruptcy protection:
- Are you being harassed by creditors? Chapter 13 bankruptcy will stop creditor harassment.
- Are you facing home foreclosure? Chapter 13 bankruptcy can help you avoid foreclosure and allow you to keep other nonexempt assets as long as you remain current on payments.
- Are you struggling to keep up with credit card payments? Chapter 13 can eliminate late fees and reduce your interest rate to 0 percent.
- Do you have a second mortgage on your home? You may be able to lien strip your second mortgage as part of Chapter 13 proceedings.
Please note, you may need to consider a Chapter 7 bankruptcy or perhaps, not filing for bankruptcy at all.
Contact a Southfield Bankruptcy Lawyer Today
We care about our client's well-being. We are not here to judge you, but to help you put your financial worries behind you.
Find out if Chapter 13 bankruptcy is right for you. Contact us today online or by phone at 1-888-858-7135 to set up your free initial consultation. We can help you consolidate your debt and establish a repayment plan that works for you. Payment plans are available.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.